Free Checking

Austin Telco Federal Credit Union offers a free checking account with several advantages beyond other financial institutions' checking accounts.

• 300+ free ATMs
• VISA debit card
• Direct deposit
• Monthly eNewsletters
• Online and mobile banking
• Overdraft services
• Free Bill Pay
• eStatements
• No monthly service charge
• No per check charge
• No minimum balance requirement
• Online check re-order system

Switch Kit

With our simple Switch Kit , we take the worry out of changing financial institutions. Moving your accounts to Austin Telco Federal Credit Union is fast, simple and convenient. <<Download ATFCU Switch Kit>>

Each member is required to have a savings account, which represents your share in the credit union. There is a $25 minimum balance required as long as the account is open; this is a deposit that belongs to the member.