July 2010 eNewsletter

Your Overdraft Privilege Ends August 15th Unless You Opt-In

Overdraft Privilege could save you the hassle and embarrassment of declined transactions at your local restaurant or merchant and offers you peace of mind for the times when you need it most. In order to continue receiving Overdraft Services on your ATM or one-time debit card transactions, you must opt-in by August 15th.

You may opt-in online through MemberConnect, by phone or in person at any branch. To learn more about Overdraft Services, click here.

Tech Ridge Now Open

Our 18th Austin Metro location is now open! Our newest branch is conveniently located at Tech Ridge in North Austin along the northbound frontage road of IH-35 between Parmer and Howard Lanes near Kohl's and Chili's. Stop by and check out the newest member of our Austin Telco family. Tech Ridge features three drive-thru lanes, a drive-thru ATM, loans, new accounts and more.

For a list of branch hours, please click here. For a map to this location, please click here.

Lakeway and San Marcos Locations Coming Soon

Plans are underway for our next Austin Metro location to open September 9 in Lakeway. This branch is located along RR 620 near Lakeway Blvd. and will feature three drive-thru lanes, a drive-thru ATM, safe deposit boxes, loans, new accounts and more. We look forward to new opportunities and serving our members in the Lake Travis area!

Construction is moving right along on our San Marcos branch, which is located on the southeast corner of Hwy 80 and IH-35. This full service branch is expected to open in November. We look forward to building new relationships in the San Marcos area!

VISA Credit Card

Austin Telco Federal Credit Union is pleased to offer our members this prestigious VISA credit card. Your ATFCU VISA card gives you the security, reliability, and convenience of the number one payment card used by people around the world. Use your card to pay for purchases at more than 28 million locations. ATFCU VISA cardholders can also use their cards to obtain cash at more than 800,000 VISA ATMs and 400,000 VISA Member offices worldwide.

Our low 9.90% fixed annual percentage rate is among the lowest in the nation. Cardholders are provided with an array of other benefits including no annual fee, 25 day grace period, ATM access and no-fee cash advances. For more information, click here or apply online!

Loan and Savings Rates

Commercial Real Estate, Home Equity, Auto Loans and more!

Certificates of Deposit, Money Market, Regular Savings and more!

Investment Services

Statistically Speaking

As of June 30, 2010

Number of Members	66,303
Number of Checking Accounts	34,164
Capital	$ 90,020,711
Loans	$ 348,784,511
Deposits	$ 954,829,751
Assets	$ 1,047,359,486

Regular Lobby & Drive-Thru Hours

Monday & Friday

All Lobbies 9:00 AM - 6:00 PM
All Drive-Thru's 7:30 AM - 6:00 PM

Tuesday, Wednesday & Thursday

All Lobbies 9:00 AM - 4:00 PM
All Drive-Thru's 7:30 AM - 6:00 PM

Saturday

Select Lobbies* 9:00 AM – 1:00 PM
All Drive-Thru’s 9:00 AM – 1:00 PM

*La Frontera, Taos, Leander, Bastrop, Pecan Park, Brodie Lane, Georgetown, Cedar Park, Buda, Stone Hill, Tech Ridge and University Oaks

If you have any questions or need more information on our locations, please call 512.302.5555, ext. 7000.