Savings Rates


Savings Rates Effective November 2, 2009.

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Truth in Savings - Share Disclosure
Truth in Savings - Certificate Disclosure


Share Savings - Anticipated Dividends*
BalanceRateAnnual Percentage Yield
Below $1000.00%0.00%
$100 and above0.55%0.55%

  • A minimum deposit of $25 must be maintained.
  • No monthly account/service fees.
  • An average daily balance of $100 is required to obtain the Annual Percentage Yield for the monthly dividend period.
  • Dividends are compounded and paid monthly.
  • Please see Fee Schedule
  • Fees could reduce the earnings on the account.
  • Rates subject to change without notice.

Checking Account - Anticipated Dividends*
BalanceRateAnnual Percentage Yield
$1,500 and above0.15%0.15%

  • A minimum deposit of $25 is required to open this account.
  • No monthly account/service fees.
  • An average daily balance of $1500 is required to obtain the Annual Percentage Yield for the monthly dividend period.
  • Dividends are compounded and paid monthly.
  • Please see Fee Schedule
  • Fees could reduce the earnings on the account.
  • Rates subject to change without notice.

Money Market Account - Anticipated Dividends*
BalanceRateAnnual Percentage Yield
Below $2,0000.00%0.00%
$2,000 to $24,9991.10%1.11%
$25,000 to $74,9991.25%1.26%
$75,000 to $124,9991.40%1.41%
$125,000 and Above1.60%1.61%

  • A minimum deposit of $50 is required to open this account.
  • No monthly account/service fees.
  • A daily balance of $2000 is required to obtain the Annual Percentage Yield for the monthly dividend period.
  • Dividends are compounded and paid monthly.
  • Please see Fee Schedule
  • Fees could reduce the earnings on the account.
  • Rates subject to change without notice.

IRA Savings Account - Anticipated Dividends*
BalanceRateAnnual Percentage Yield
$251.70%1.71%

*Anticipated dividends are subject to change without further notice.
  • A minimum deposit of $25 is required to open this account.
  • No minimum balance requirements.
  • No monthly account/service fees.
  • Dividends are compounded and paid monthly.
  • Please see Fee Schedule
  • Fees could reduce the earnings on the account.
  • Rates subject to change without notice.

Share Certificate and IRA Share Certificate Accounts
 $1,000 to $94,999$95,000 and Above
TermRateAPY*RateAPY*
3 mo.1.20%1.21%1.35%1.36%
6 mo.1.40%1.41%1.50%1.51%
12 mo.1.75%1.76%1.85%1.86%
24 mo.2.20%2.22%2.35%2.37%
36 mo.2.70%2.73%2.80%2.83%
48 mo.2.90%2.93%3.05%3.09%
60 mo.3.05%3.08%3.20%3.24%

*Annual Percentage Yield.
  • A minimum deposit of $1,000 is required ($95,000 for Jumbo Certificates).
  • Dividends are compounded and paid quarterly.
  • No monthly account/service fees.
  • Funds must remain on deposit for the term of the certificate or penalties will apply as follows:
    1. Terms of 12 months or less - 90 days dividends.
    2. Terms of over 12 months - 180 days dividends.
  • Please see Fee Schedule
  • Fees could reduce the earnings on the account.
  • Rates subject to change without notice.
  • This Credit Union is federally insured by the National Credit Union Administration.

Savings Calculators