Savings Rates


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Truth in Savings - Share Disclosure
Truth in Savings - Certificate Disclosure



Deposit Account Rates - Effective as of September 1, 2014

Share Savings - Anticipated Dividends*
Balance Dividend Rate Annual Percentage Yield
Below $100 0.00% 0.00%
$100 and above 0.20% 0.20%


  • A minimum deposit of $25 must be maintained.
  • No monthly account/service fees.
  • An average daily balance of $100 is required to obtain the Annual Percentage Yield for the monthly dividend period.
  • Dividends are compounded and paid monthly.
  • Please see Fee Schedule
  • Fees could reduce the earnings on the account.
  • Rates subject to change without notice.

Checking Account - Anticipated Dividends*
Balance Dividend Rate Annual Percentage Yield
$1,500 and above 0.05% 0.05%


  • A minimum deposit of $25 is required to open this account.
  • No monthly account/service fees.
  • An average daily balance of $1500 is required to obtain the Annual Percentage Yield for the monthly dividend period.
  • Dividends are compounded and paid monthly.
  • Please see Fee Schedule
  • Fees could reduce the earnings on the account.
  • Rates subject to change without notice.

Money Market Account - Anticipated Dividends*
Balance Dividend Rate Annual Percentage Yield
Below $2,000 0.00% 0.00%
$2,000 to $24,999 0.20% 0.20%
$25,000 to $74,999 0.20% 0.20%
$75,000 to $124,999 0.30% 0.30%
$125,000 and Above 0.40% 0.40%


  • A minimum deposit of $50 is required to open this account.
  • No monthly account/service fees.
  • A daily balance of $2000 is required to obtain the Annual Percentage Yield for the monthly dividend period.
  • Dividends are compounded and paid monthly.
  • Please see Fee Schedule
  • Fees could reduce the earnings on the account.
  • Rates subject to change without notice.

IRA Savings Account - Anticipated Dividends*
Balance Dividend Rate Annual Percentage Yield
$25 0.35% 0.35%


*Anticipated dividends are subject to change without further notice.

  • A minimum deposit of $25 is required to open this account.
  • No minimum balance requirements.
  • No monthly account/service fees.
  • Dividends are compounded and paid monthly.
  • Please see Fee Schedule
  • Fees could reduce the earnings on the account.
  • Rates subject to change without notice.


Share Certificate Rates - Effective as of September 1, 2014


Share Certificate and IRA Share Certificate Accounts
$1,000 to $94,999 $95,000 and Above
Term Dividend Rate APY* Dividend Rate APY*
3 mo. 0.20% 0.20% 0.25% 0.25%
6 mo. 0.50% 0.50% 0.60% 0.60%
12 mo. 0.70% 0.70% 0.80% 0.80%
24 mo. 0.85% 0.85% 0.95% 0.95%
36 mo. 1.10% 1.10% 1.20% 1.21%
48 mo. 1.20% 1.21% 1.30% 1.31%
60 mo. 1.35% 1.36% 1.45% 1.46%


*Annual Percentage Yield.

  • A minimum deposit of $1,000 is required ($95,000 for Jumbo Certificates).
  • Dividends are compounded and paid quarterly.
  • No monthly account/service fees.
  • Funds must remain on deposit for the term of the certificate or penalties will apply as follows:
    1. Terms of 12 months or less - 90 days dividends.
    2. Terms of over 12 months - 180 days dividends.
  • Please see Fee Schedule
  • Fees could reduce the earnings on the account.
  • Rates subject to change without notice.
  • This Credit Union is federally insured by the National Credit Union Administration.

Savings Calculators