Savings Rates
Savings Rates Effective November 2, 2009.
| Share Savings - Anticipated Dividends* |
|---|
| Balance | Rate | Annual Percentage Yield |
| Below $100 | 0.00% | 0.00% |
| $100 and above | 0.55% | 0.55% |
- A minimum deposit of $25 must be maintained.
- No monthly account/service fees.
- An average daily balance of $100 is required to obtain the Annual Percentage Yield for the monthly dividend period.
- Dividends are compounded and paid monthly.
- Please see Fee Schedule
- Fees could reduce the earnings on the account.
- Rates subject to change without notice.
| Checking Account - Anticipated Dividends* |
|---|
| Balance | Rate | Annual Percentage Yield |
| $1,500 and above | 0.15% | 0.15% |
- A minimum deposit of $25 is required to open this account.
- No monthly account/service fees.
- An average daily balance of $1500 is required to obtain the Annual Percentage Yield for the monthly dividend period.
- Dividends are compounded and paid monthly.
- Please see Fee Schedule
- Fees could reduce the earnings on the account.
- Rates subject to change without notice.
| Money Market Account - Anticipated Dividends* |
|---|
| Balance | Rate | Annual Percentage Yield |
| $2,000 to $24,999 | 1.10% | 1.11% |
| $25,000 to $74,999 | 1.25% | 1.26% |
| $75,000 to $124,999 | 1.40% | 1.41% |
| $125,000 and Above | 1.60% | 1.61% |
- A minimum deposit of $50 is required to open this account.
- No monthly account/service fees.
- A daily balance of $2000 is required to obtain the Annual Percentage Yield for the monthly dividend period.
- Dividends are compounded and paid monthly.
- Please see Fee Schedule
- Fees could reduce the earnings on the account.
- Rates subject to change without notice.
| IRA Savings Account - Anticipated Dividends* |
|---|
| Balance | Rate | Annual Percentage Yield |
*Anticipated dividends are subject to change without further notice.
- A minimum deposit of $25 is required to open this account.
- No minimum balance requirements.
- No monthly account/service fees.
- Dividends are compounded and paid monthly.
- Please see Fee Schedule
- Fees could reduce the earnings on the account.
- Rates subject to change without notice.
| Share Certificate and IRA Share Certificate Accounts |
|---|
| Â $1,000 to $94,999 | $95,000 and Above |
| Term | Rate | APY* |  | Rate | APY* |
|---|
| 3 mo. | 1.20% | 1.21% | | 1.35% | 1.36% |
|---|
| 6 mo. | 1.40% | 1.41% | | 1.50% | 1.51% |
|---|
| 12 mo. | 1.75% | 1.76% | | 1.85% | 1.86% |
|---|
| 24 mo. | 2.20% | 2.22% | | 2.35% | 2.37% |
|---|
| 36 mo. | 2.70% | 2.73% | | 2.80% | 2.83% |
|---|
| 48 mo. | 2.90% | 2.93% | | 3.05% | 3.09% |
|---|
| 60 mo. | 3.05% | 3.08% | | 3.20% | 3.24% |
|---|
*Annual Percentage Yield.
- A minimum deposit of $1,000 is required ($95,000 for Jumbo Certificates).
- Dividends are compounded and paid quarterly.
- No monthly account/service fees.
- Funds must remain on deposit for the term of the certificate or penalties will apply as follows:
- Terms of 12 months or less - 90 days dividends.
- Terms of over 12 months - 180 days dividends.
- Please see Fee Schedule
- Fees could reduce the earnings on the account.
- Rates subject to change without notice.
- This Credit Union is federally insured by the National Credit Union Administration.
