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How to Use Your EMV Card

 Austin Telco has seen a rise in fraudulent and denied transactions due to members not properly utilizing their EMV cards at chip activated terminals. When you insert your chip card, it generates a one-time use code that is virtually impossible to counterfeit and helps reduce in-store fraud. If your EMV chip card is swiped or not inserted correctly, the transaction could be denied at a chip-activated terminal.

Always insert your EMV chip card unless the merchant does not have a chip activated terminal. If the merchant directs you to swipe on a chip activated terminal, this is considered a fallback transaction and may be rejected.

Here are three easy steps to pay at a chip-activated terminal.