Regular Savings

Woman wearing a white shirt and placing coin in pink piggy bank.

Austin Telco's Regular Savings account establishes your membership with Austin Telco and allows you access to all our great services and rates. With a Regular Savings account all you need is a minimum balance of $25.00 to represent your share in the credit union and that's it! No monthly account or service fees.

With an Austin Telco Regular Savings account you'll have access to:

Share Savings - Anticipated Dividends

Effective as of July 1st, 2021

Balance Dividend Rate Annual Percentage Yield
Below $100 0.00% 0.00%
$100 and above 0.15% 0.15%


  • A minimum deposit of $25 must be maintained.
  • No monthly account/service fee.
  • An average daily balance of $100 is required to obtain the Annual Percentage Yield for the monthly dividend period.
  • Dividends are compounded and paid monthly.
  • Please see Fee Schedule.
  • Fees could reduce the earnings on the account.
  • Rates subject to change without notice.

1For all savings and money market accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic, or Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed. There are no limitations to the number of transactions that you may perform on any account in person, by mail, or at an ATM.