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You can receive $600 when you qualify for an ATFCU Home Equity Loan1


Why a Home Equity Loan with ATFCU?

You've put time, care and investment into your home - and that effort builds more than memories. Use the equity in your home to turn tomorrow's dreams into today's possibilities with the security of fixed rates and payments.

Home Equity Loan Features:

  • Funds provided in a single, lump sum payment
  • Fixed interest rates mean your monthly payments will never increase
  • Borrow against up to 80% of your home's value (minus any existing mortgage loan balance)
  • A good way to consolidate higher interest debt
  • No prepayment penalties for early payoff or additional principal payments
  • No closing costs for loans of less than $250,0003
Learn More

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How to Receive your $600 Cash Bonus

To receive your cash bonus, complete the following steps by December 31st, 2026.2

  • Fill out the ATFCU Cash Bonus Entry Form
  • Complete an ATFCU Home Equity Application
  • Receive your Cash Bonus upon loan closing!1

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ATFCU Cash Bonus Entry Form

Thank you! Your submission has been received! Please complete your Home Equity Application no later than December 31st, 2026 to receive your $600 cash bonus.
Home Equity Application
Oops! Something went wrong while submitting the form.

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1Disclosure: The $600 cash bonus is only valid to those receiving the promotional email from Austin Telco Federal Credit Union (ATFCU). Existing ATFCU Home Equity Loans are not eligible. Minium Loan amount of $25,000 required. Bonus will be deposited into member's share account upon loan closing. Offer subject to credit approval. Not all applicants will qualify. To receive the $600 cash bonus, you will need to enter the ATFCU cash bonus entry form and the ATFCU Home Equity application before December 31st, 2026. Bonus may be reported as taxable income; members are responsible for applicable taxes. The $600 cash bonus does not include HELOC.
2Consult with the IRS or a tax professional concerning tax deductible in your specific situation.
3Austin Telco pays all standard closing costs for new Home Equity loans below $250,000. These costs include: title search, flood determination, credit report, and county filing fees. Refinances of existing Austin Telco Home Equity loans are subject to a $300 refinance fee. If necessary, additional fees for member requested appraisal, survey, and/or title company closing costs will be the responsibility of the borrower. Estimated costs will be disclosed within three business days of receipt of a completed application. Loans of $250,000 and above may require an appraisal, title policy, and title company closing costs at the member’s expense. Hazard insurance is required. All loans are subject to standard credit approval.


ATFCU is an Equal Housing Lender | NMLS #422857 | Federally Insured by NCUA | Rates Subject to Change

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