Youth Accounts

Plant the financial seeds you need to succeed!

Growing the next generation of confident savers with our Youth Account options.

True Youth Checking

Start your child's financial journey with money management that they can handle, and that you can trust!

  • Spending Limits: $250 Per Day
  • Number of Allowed Transactions: 10 Per Day
  • No International Purchases
  • No Overdraft Allowance
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True Youth Savings

This is where confidence begins! Equip your child with the tools to develop money management skills and lifelong financial habits in a safe, accessible way.

  • NO monthly service fee
  • Earn dividends on balances of $100 and above
  • $5 minimum balance
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True Youth Certificates

Invest in savings designed to grow with your child. As they develop, their savings can, too— helping them earn more over time with guaranteed returns and a bright financial future.

  • Dividends paid monthly
  • NO monthly service fee
  • $25 minimum opening balance
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Rates

Loan Type
Term
APR* as low as
Account Type
Tier
Dividend
APY*
No items found.

FAQs

Have questions? We have answers!

Get answers to frequently asked questions about Austin Telco accounts and services.

View All FAQs

What is a youth savings account?

How to open a youth savings account​?

What is a youth share certificate?

Can you withdraw money from a share certificate?

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Contact us

Wish to speak with a team member? Get in touch!

We’d love to hear from you! Remember, NEVER submit personal financial information through our contact form.

Disclosures

*APY = Annual Percentage Yield.

Ready to transform the way you bank? Join today.

From Georgetown to San Marcos, and everywhere in between, we’re staying Telco True. Start building a True Financial Future with us today.