Plant the financial seeds you need to succeed!


Start your child's financial journey with money management that they can handle, and that you can trust!

This is where confidence begins! Equip your child with the tools to develop money management skills and lifelong financial habits in a safe, accessible way.

Invest in savings designed to grow with your child. As they develop, their savings can, too— helping them earn more over time with guaranteed returns and a bright financial future.
Get answers to frequently asked questions about Austin Telco accounts and services.
A youth savings account is designed to help children and teenagers learn financial basics, such as saving and managing money, often with no monthly fees and low minimum deposits. These accounts typically require joint ownership with a parent or guardian and offer online tools for monitoring and education. They serve as a foundation for building lifelong financial habits and responsibility.
To open a youth savings account, visit Austin Telco Federal Credit Union with the necessary documents, including the child's Social Security Number and a government-issued ID (if 16 or older), plus the adult's ID and SSN. Complete the application, make an initial deposit (often $5), and set up online access for easy account management.
A Youth Share Certificate is a savings product aimed at helping young individuals begin their journey in budgeting, saving, and investing. With features like a low minimum opening balance, no monthly fees, and monthly dividends, it fosters financial literacy and helps young savers build a stable financial foundation.
Yes, you can withdraw money from a share certificate, but it often comes with penalties if done before the certificate's maturity date. These products are designed to encourage long-term saving, so early withdrawal can result in losing some or all of the earned dividends.
We’d love to hear from you! Remember, NEVER submit personal financial information through our contact form.
*APY = Annual Percentage Yield.
From Georgetown to San Marcos, and everywhere in between, we’re staying Telco True. Start building a True Financial Future with us today.