Shares

Share Savings

Build your future nest egg today with our range of smart savings options.

Choose savings options customized to fit your future.

Regular Savings

Establish your Austin Telco membership with savings that help you thrive— Central Texas style. 

  • Earn dividends on your account balance1
  • NO monthly service fees
  • 24/7 account access through Digital Banking
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Money Market

Turn today’s savings into tomorrow’s dreams and earn BIG! Access your money whenever you need to without affecting your long-term earnings.

  • Unlimited deposits and withdrawals
  • Earn dividends on your account balance1
  • NO monthly service fees
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Share Certificates

Your future called— it’s time to start saving! Help your money reach its truest potential with a more dependable way to earn.

  • Share, IRA, and Youth Certificates available
  • Flexible terms
  • Competitive rates to meet your goals
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IRAs

Invest in a retirement you’ll love with flexible options and guidance from a team that cares. 

  • Traditional and Roth IRAs available
  • Flexible terms
  • Earn dividends based on term length
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True Youth Savings

This is where confidence begins! Equip your child with the tools to develop money management skills and lifelong financial habits in a safe, accessible way.

  • NO monthly service fee
  • Earn dividends on balances of $100 and above
  • $5 minimum balance
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True Youth Certificates

Invest in savings designed to grow with your child. As they develop, their savings can, too— helping them earn more over time with guaranteed returns and a bright financial future.

  • Dividends paid monthly
  • NO monthly service fee
  • $25 minimum opening balance
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Share Savings Rates

Rates

Loan Type
Term
APR* as low as
Account Type
Tier
Dividend
APY*
No items found.

Share Savings FAQs

FAQs

Have questions? We have answers!

Get answers to frequently asked questions about Austin Telco accounts and services.

View All FAQs

What does a savings account do?

Is there a minimum balance requirement for savings accounts?

Is it good to open a savings account with a credit union?

How do I open a savings account?

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Contact us

Wish to speak with a team member? Get in touch!

We’d love to hear from you! Remember, NEVER submit personal financial information through our contact form.

Disclosures

*APY = Annual Percentage Yield.

1An average daily balance of $100 is required to obtain the Annual Percentage Yield for the monthly dividend period.

Ready to transform the way you bank? Join today.

From Georgetown to San Marcos, and everywhere in between, we’re staying Telco True. Start building a True Financial Future with us today.