Skip-A-Pay

Skip-A-Pay

Life doesn't always follow a predictable schedule. That's why ATFCU's Skip-A-Pay program gives eligible members added financial flexibility when they need it most. Beginning in 2027, members can request to skip a qualifying loan payment once during a rolling 12-month period, rather than waiting for a limited seasonal offering.

For added convenience, Skip-A-Pay requests can be submitted directly through Digital Banking, making the process faster and easier without the need to call, visit a branch, or complete additional paperwork. A $25 fee per eligible loan applies for each approved Skip-A-Pay request.

Eligibility Requirements

To qualify for Skip-A-Pay:

• The loan must be eligible for the program.
• The loan must be current and in good standing.
• The member's account must be in good standing.
• Loans must be open for the required period and meet the minimum payment history requirements based on loan type.

Excluded Loan Types

The following loans are not eligible for Skip-A-Pay:

• Certificate Secured Loans
• Home Equity Loans
• Home Improvement Loans
• Commercial Loans

Additional terms, conditions, restrictions, and eligibility requirements apply. Please review the complete Skip-A-Pay disclosures for full program details.

Need a little extra room in your budget? Skip-A-Pay may provide the flexibility you're looking for.

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