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Holiday Skip-A-Pay
Make the holidays a little easier with Holiday Skip-A-Pay, available for eligible ATFCU loans due in November and December.
A Little Extra Flexibility for the Holiday Season
Need some extra room in your budget this holiday season? ATFCU's Holiday Skip-A-Pay program allows eligible members to skip one qualifying loan payment due in November or December, giving you more flexibility for holiday shopping, travel, and other seasonal expenses.
How to Request a Holiday Skip-A-Pay
You can request a Holiday Skip-A-Pay:
- Through Digital Banking
- By calling ATFCU
- By visiting any ATFCU branch
Eligibility
To qualify, your loan and account must be in good standing. Eligible loans must generally be open for at least six months with at least six payments made. Some auto loan types require 12 months of payment history.
Loans Not Eligible
The following loan types are not eligible for Holiday Skip-A-Pay:
- Real Estate Loans
- Home Equity Loans
- HELOCs
- Home Improvement Loans
- Term Loans
- Commercial/Business Loans
Important Information
- Only one payment per eligible loan may be skipped.
- The skipped payment must be due between November 1 and December 31.
- Requests must be submitted before your payment due date and within the applicable grace period.
- Interest will continue to accrue during the skipped payment period.
- Your loan term will be extended.
- Loans that have received an extension within the previous 12 months are not eligible.
- Additional terms and conditions apply
Enlaces útiles
Tasas
Rates effective as of current date. Rates subject to change at any time. Contact Us to verify current rates.
Tipo de préstamo
Plazo
APR* as low as
Tipo de cuenta
Nivel
Dividendo
APY*
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Divulgaciones
*The Holiday Skip-A-Pay request must be received before your payment is due. Certificate Secured, Real Estate, Home Equity/Improvement/HELOC, and Commercial Loans are excluded from Skip-A-Pay. Eligible loans must be current and accounts must be in good standing. Loans must have been open for at least 6 months (12 month for a special auto loan types) with at least 6 payments (12 payments for special auto loan types) before a Skip-a-Pay is available with no extensions within the past 12 months. One payment due in November or December may be skipped for each eligible loan. Maximum extension is 30 days. Please note that interest is still accrued when payments are skipped and terms are extended.
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Creado por The PodPreferences