Holiday Skip-A-Pay

Make the holidays a little easier with Holiday Skip-A-Pay, available for eligible ATFCU loans due in November and December.

‍

A Little Extra Flexibility for the Holiday Season

Need some extra room in your budget this holiday season? ATFCU's Holiday Skip-A-Pay program allows eligible members to skip one qualifying loan payment due in November or December, giving you more flexibility for holiday shopping, travel, and other seasonal expenses. ‍

How to Request a Holiday Skip-A-Pay

You can request a Holiday Skip-A-Pay:

Through Digital Banking
By calling ATFCU
By visiting any ATFCU branch

Eligibility

To qualify, your loan and account must be in good standing. Eligible loans must generally be open for at least six months with at least six payments made. Some auto loan types require 12 months of payment history.

Loans Not Eligible

The following loan types are not eligible for Holiday Skip-A-Pay:

Real Estate Loans
Home Equity Loans
HELOCs
Home Improvement Loans
Term Loans
Commercial/Business Loans

Important Information

Only one payment per eligible loan may be skipped.
The skipped payment must be due between November 1 and December 31.
Requests must be submitted before your payment due date and within the applicable grace period.
Interest will continue to accrue during the skipped payment period.
Your loan term will be extended.
Loans that have received an extension within the previous 12 months are not eligible.
Additional terms and conditions apply

‍

Rates

Rates effective as of current date. Rates subject to change at any time. Contact Us to verify current rates.

Loan Type

Term

APR* as low as

Account Type

Tier

Dividend

APY*

No items found.

FAQs

Have questions? We have answers!

Get answers to frequently asked questions about Austin Telco accounts and services.

View All FAQs

No items found.

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Wish to speak with a team member? Get in touch!

We’d love to hear from you! Remember, NEVER submit personal financial information through our contact form.

atfcu@atfcu.org

Phone

512.302.5555

Disclosures

*The Holiday Skip-A-Pay request must be received before your payment is due. Certificate Secured, Real Estate, Home Equity/Improvement/HELOC, and Commercial Loans are excluded from Skip-A-Pay. Eligible loans must be current and accounts must be in good standing. Loans must have been open for at least 6 months (12 month for a special auto loan types) with at least 6 payments (12 payments for special auto loan types) before a Skip-a-Pay is available with no extensions within the past 12 months. One payment due in November or December may be skipped for each eligible loan. Maximum extension is 30 days. Please note that interest is still accrued when payments are skipped and terms are extended.

‍