Austin Telco has fixed rate financing for new and used vehicles starting as low as 2.29% APR1 up to 72 months. If you're looking to buy or refinance, we have flexible terms to fit your budget. Austin Telco also has a reliable extended warranty program.
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With ATFCU's Advantage Auto Loan you get:
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Effective April 22nd, 2020
| Credit Score | A+ >730 |
A 729-680 |
B 679-640 |
C 639-600 |
D 599-550 |
E <549 |
|---|---|---|---|---|---|---|
| 24 Mo. | 2.29% | 2.79% | 3.79% | 6.79% | 8.79% | 11.79% |
| 36 Mo. | 2.29% | 2.79% | 3.79% | 6.79% | 8.79% | 11.79% |
| 48 Mo. | 2.29% | 2.79% | 3.79% | 6.79% | 8.79% | 11.79% |
| 60 Mo. | 2.29% | 2.79% | 3.79% | 6.79% | 8.79% | 11.79% |
| 66 Mo. | 2.29% | 2.79% | 3.79% | 6.79% | 8.79% | 11.79% |
| 72 Mo. | 2.29% | 2.79% | 3.79% | 6.79% | 8.79% | 11.79% |
1Annual Percentage Rate. These rates are applicable for the purchase of a new or used vehicle, or the refinance of an existing vehicle loan from another lender. Rates and terms subject to change without notice.
| Credit Score | >730 | 729-680 | 679-640 | 639-600 | 599-550 | <549 |
|---|---|---|---|---|---|---|
| Up to 60 Mo. |
3.25% | 3.75% | 4.75% | 7.75% | 9.75% | 12.75% |
| 66 Mo. | 3.50% | 4.00% | 5.00% | 8.00% | 10.00% | 13.00% |
| 72 Mo. | 3.95% | 4.45% | 5.45% | 8.45% | 10.45% | 13.45% |
2Annual Percentage Rate. These rates are applicable for the refinance (additional term or funds) of an existing vehicle loan at Austin Telco. Rates and terms subject to change without notice.
Whether you're looking for a vehicle now, or already have a vehicle financed elsewhere, call the loan department at 512.302.5555, ext. 7194 or email the loans@atfcu.org
1Annual Percentage Rate. These rates are applicable for the purchase of a new or used vehicle, or the refinance of an existing vehicle loan from another lender. Rates and terms subject to change without notice. New auto loan of $20,000 for 72 months at 2.29% APR will have a monthly payment of $298.
2Annual Percentage Rate. These rates are applicable for the refinance (additional term or funds) of an existing vehicle loan at Austin Telco. Rates and terms subject to change without notice. Auto loan of $20,000 for 60 months at 3.25% APR will have a monthly payment of $362.
New Vehicle - New, never titled vehicles; or new vehicles titled in the past 30 days.
Used Vehicle - Any previously titled vehicle
If you have comments regarding our service, please share them with us at memberfeedback@atfcu.org.
