About Us

Austin Telco Federal Credit Union has been serving the Austin Area since 1941 and is a strong and safe financial institution with over $2 billion in assets.

Austin Telco Federal Credit Union is a member owned, non-profit financial cooperative committed to serving our members with an array of high quality products and services. We offer mortgages, credit cards, automobile loans, personal loans, free checking, money market savings, home equity loans, business loans, regular savings account, certificates and more. ATFCU fulfills its obligation to actively serve the diverse social and economic interest of our community by delivering products and services to members through a network of convenient locations and the latest technology. With 24 locations throughout Austin and the surrounding areas, ATFCU has an ongoing commitment to be your primary financial institution now and for many years to come.

ATFCU strives to empower members and potential members to build strong financial futures by communicating the unique role that member owned financial cooperatives can play in their lives. All members are treated with respect and dignity by a professional staff whose highest priority is to its members' monetary needs and goals in a friendly, convenient and professional manner.

ATFCU is an active partner in the communities we serve through participation in community events and support of local organizations that benefit those communities. The Credit Union philosophy of "People Helping People" is evident through our ongoing commitment to benefit our members and the communities in which they live and work.

Security is provided by the National Credit Union Administration, a federal agency which regulates the operation of federally chartered and insured credit unions. The NCUA insures your deposits to at least $250,000.

Mission Statement

To preserve the Credit Union philosophy of "People Helping People" by offering exceptional financial products and services to individuals and businesses in the Austin Metropolitan Area.


Membership is open to anyone who lives, works, worships, attends school, or volunteers in Travis, Williamson, Hays, Bastrop, Caldwell, or Burnet County and members of their immediate family (parents, grandparents, spouse, children, grandchildren and siblings).

For detailed information on how to become a member of Austin Telco, visit your local branch or contact one of our Member Services Representatives at (512) 302-5555, ext. 7192.

Diversity, Equity and Inclusion Statement

Austin Telco Federal Credit Union was founded in 1941 in accordance with the credit union philosophy of “People Helping People”. As a not-for-profit, member-owned financial cooperative, the credit union is committed to fostering, cultivating and preserving a culture of diversity, equity and inclusion in both our workforce and our membership.

Human capital is the most valuable asset any organization can have. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities, and talent that our employees and members bring to the credit union play a significant part not only in our culture, but also in our reputation and the credit union’s achievements as well.

We embrace and encourage our employees’ and members’ differences in age, color, disability, ethnicity, family or marital status, gender identity or expression, language, national origin, physical and mental ability, political affiliation, race, religion, veteran status, sexual orientation, socio-economic status, and other characteristics that make each individual unique.

Austin Telco remains an organization that continues to grow with the core philosophy of “People Helping People” and believes diversity, equity and inclusion are fundamental to a vibrant, relevant and growing credit union.