Austin Telco's Regular Savings account establishes your membership with Austin Telco and allows you access to all our great services and rates. With a Regular Savings account all you need is a minimum balance of $25.00 to represent your share in the credit union and that's it! No monthly account or service fees.
With an Austin Telco Regular Savings account you'll have access to:
- 300+ Free ATMs
- Free Mobile App
- 24/7 Account Access
- Online Banking
- Phone Banking
- Unlimited withdrawals you make in person¹
- All of our amazing rates
Share Savings - Anticipated Dividends
Effective as of March 1st, 2023
Truth-in-Savings Share Disclosure
| Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Below $100 | 0.00% | 0.00% |
| $100 and above | 0.30% | 0.30% |
- A minimum deposit of $25 must be maintained.
- No monthly account/service fee.
- An average daily balance of $100 is required to obtain the Annual Percentage Yield for the monthly dividend period.
- Dividends are compounded and paid monthly.
- Please see Fee Schedule.
- Fees could reduce the earnings on the account.
- Rates subject to change without notice.
¹For all savings and money market accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic, or Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed. There are no limitations to the number of transactions that you may perform on any account in person, by mail, or at an ATM.