Austin Telco's Regular Savings account establishes your membership with Austin Telco and allows you access to all our great services and rates. With a Regular Savings account all you need is a minimum balance of $5.00 to represent your share in the credit union and that's it! No monthly account or service fees.
With an Austin Telco Regular Savings account you'll have access to:
- 300+ Free ATMs
- 24/7 Account Access
- Digital Banking and Mobile App
- Phone Banking
- All of our amazing rates
Share Savings - Anticipated Dividends
Effective as of June 1st, 2025
Truth-in-Savings Share Disclosure
| Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Below $100 | 0.00% | 0.00% |
| $100 and above | 0.10% | 0.10% |
- A minimum deposit of $5 must be maintained.
- No monthly account/service fee.
- An average daily balance of $100 is required to obtain the Annual Percentage Yield for the monthly dividend period.
- Dividends are compounded and paid monthly.
- Please see Fee Schedule.
- Fees could reduce the earnings on the account.
- Rates subject to change without notice.
Expand Your Portfolio with Austin Telco
Once you've secured your initial foothold with a Regular Savings account, you may consider diversifying your financial portfolio. At Austin Telco, we offer a variety of financial products, each designed with your unique needs in mind. From high-yield savings accounts and share certificates to more specialized investment services, our experts are ready to help you grow your wealth strategically and securely.
In-Depth Financial Planning and Advisory Services
Our dedication goes beyond just traditional banking—members gain access to comprehensive financial planning and advisory services. Whether you're aiming to save for retirement, planning for a child's education, or simply looking to optimize your current finances, our team of qualified financial advisors is at your service. They provide insights and solutions tailored to your life goals, helping you navigate complex financial landscapes with confidence.
Empowerment Through Financial Education
Austin Telco is also dedicated to empowering our members through education. We offer various workshops and online resources covering essential aspects of financial literacy. From budgeting basics to understanding credit scores and investment fundamentals, our educational tools are designed to help you make informed decisions about your financial future.
Customized Loan Solutions
If you're looking for financing options, Austin Telco offers competitive rates and terms on a wide array of loans, including auto loans, mortgage loans, and personal loans. Our goal is to ensure that you receive a loan solution that fits your budget and long-term financial plans. Furthermore, our loan officers provide personalized guidance to help you understand the best options available to you.
Seamless Integration with Modern Banking Tools
As part of your membership, enjoy the seamless integration of our digital banking services. Our award-winning mobile app and comprehensive online banking platform ensure you can monitor your accounts, pay bills, and transfer funds effortlessly—anytime, anywhere. With robust security measures in place, your financial transactions are always protected, giving you the peace of mind you deserve.
Community Focus and Involvement
Being a member of Austin Telco means being part of a community that cares. We actively participate in local events and support community initiatives aimed at fostering economic growth and social responsibility. Our belief in community empowerment drives our efforts to contribute positively to the areas we serve.