Regular Savings

Austin Telco's Regular Savings account establishes your membership with Austin Telco and allows you access to all our great services and rates. With a Regular Savings account all you need is a minimum balance of $25.00 to represent your share in the credit union and that's it! No monthly account or service fees.

With an Austin Telco Regular Savings account you'll have access to:

Share Savings - Anticipated Dividends

Effective as of October 1st, 2021

Truth-in-Savings Share Disclosure

Balance Dividend Rate Annual Percentage Yield
Below $100 0.00% 0.00%
$100 and above 0.15% 0.15%
  • A minimum deposit of $25 must be maintained.
  • No monthly account/service fee.
  • An average daily balance of $100 is required to obtain the Annual Percentage Yield for the monthly dividend period.
  • Dividends are compounded and paid monthly.
  • Please see Fee Schedule.
  • Fees could reduce the earnings on the account.
  • Rates subject to change without notice.

¹For all savings and money market accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic, or Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed. There are no limitations to the number of transactions that you may perform on any account in person, by mail, or at an ATM.