woman holding austin telco visa card and smiling in background

VISA Credit Card

Start enjoying the convenience and security of a Austin Telco Visa® Credit Card.  With your ATFCU VISA card, you get the security, reliability, and convenience of the number one payment card used by people around the world. Use your card to pay for purchases at more than 28 million locations. ATFCU VISA cardholders can also use their cards to obtain cash at more than 800,000 VISA ATMs and 400,000 VISA Member offices worldwide.

Visa® Credit Card Interest Rates

Maximum Terms >730 729-680 679-640 639-600 599-550 <549
N/A 9.90% 10.90% 12.90% 14.90% 16.90% 17.90%

Benefits of an Austin Telco VISA Credit Card:

  • Support for members by calling Card Services at 512-407-3181.
  • Our interest rate as low as (9.90%1) is among the lowest in the nation
  • No Annual Fee
  • We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Your due date is at least 25 days after the close of each billing cycle.
  • ATM access
  • No fee cash advances - at any ATFCU location
  • Austin Telco Visa card holders can enroll in the safe and secure online purchasing service,
    Visa SCR.
  • Compatible with Apple Pay.

Visa Purchase Alerts

Visa Purchase Alerts is a free program that allows you to receive near real-time notifications of transactions that are conducted on your enrolled Visa card accounts. This insight provides you the ability to be alerted to potential fraud and monitor your spending based upon preset preferences.

The Visa Purchase Alerts service includes the following transaction alert types:

  • Threshold Alert
  • International Alert
  • Decline Alert
  • Credit Alert

Enroll Now

Instant Issue

Need your Austin Telco VISA Card now? Austin Telco now provides EMV Instant Issue for Austin Telco VISA Credit* or Debit Cards. With Instant Issue you can walk into any one of our full service branches and receive a new customized card for free. Your card will be usable by the end of the business day. If your Austin Telco cards are lost or stolen, you can get a replacement in a matter of minutes. EMV chip cards help improve security and reduce fraud. Click here to see our Instant Issue Card Options.

  • Open a checking account and walk out with a debit card.
  • Replace lost or stolen credit/debit cards on the spot.
  • Instantly select your PIN.

Visa SRC

Visa has transformed the online checkout experience again.

Check out securely with fewer clicks. Now when you see the Click to pay icon, you can enjoy a secure checkout experience, all without having to remember a password. You just have to follow these simple steps:

  1. Set Up
    Add your Austin Telco Visa credit, debit, or prepaid cards.

  2. Shop
    Use your ATFCU Visa Card on any site where you see the Click to pay icon.

  3. Save Time
    When you click to pay with your ATFCU Visa Card, you can skip guest checkout, bypass form fields, and eliminate remembering passwords.

Visa SRC is easy, smart, and secure and saves time on all your online purchases while remaining a safe way to shop.

Enroll Now