Money Market

Are you looking for a savings solution that offers higher dividend rates but isn't trapped behind long terms? Look no further than a money market account. With a money market account, you can earn more on your savings while enjoying the safety and security of being Federally Insured by the NCUA.

With an Austin Telco Money Market account you'll enjoy:

  • Competitive Rates
  • Unlimited withdrawals
  • Unlimited Deposits
  • No monthly service/account fees
  • Federally insured up to at least $250,000

Money Market Account - Anticipated Dividends

Effective as of June 1st, 2025

Truth-in-Savings Share Disclosure

Balance Dividend Rate Annual Percentage Yield
Below $2,000 0.00% 0.00%
$2,000 to $24,999 0.25% 0.25%
$25,000 to $74,999 0.35% 0.35%
$75,000 to $124,999 0.40% 0.40%
$125,000 to $499,999 0.50% 0.50%
$500,000 to $999,999 0.80% 0.80%
$1,000,000 or greater 0.95% 0.95%
  • A minimum deposit of $50 is required to open this account.
  • No monthly account/service fees.
  • A daily balance of $2000 is required to obtain the Annual Percentage Yield for the monthly dividend period.
  • Dividends are compounded and paid monthly.
  • Please see Fee Schedule.
  • Fees could reduce the earnings on the account.
  • Rates subject to change without notice.

Discover the Advantages of a Money Market Account

Looking for a high-yield savings solution without the long-term commitment? Consider a money market account with Austin Telco. Combining the benefits of both checking and savings accounts, these accounts offer competitive dividend rates while ensuring your funds are federally insured by the NCUA up to $250,000.

Why Choose a Money Market Account?

  • Competitive Rates: Enjoy tiered dividend rates that increase with your balance.

  • Unlimited Access: Benefit from unlimited withdrawals and deposits, allowing flexibility and liquidity.

  • No Fees: Avoid monthly service fees, maximizing your savings

  • Safety Assured: Federally insured by the NCUA, providing peace of mind.

Get Started with Austin Telco

Open your account easily online and start optimizing your savings today. With Austin Telco Federal Credit Union, you secure competitive rates and flexible access while ensuring your funds' safety and growth potential. Join today to take control of your financial future with a trusted partner.