woman in pink shirt smiling and looking at phone

Text Banking

Not the owner of a smartphone or not wanting to pay extra for a data plan to view your account? Austin Telco understands the importance of having your account information where ever you go so we have developed Text Banking! With a simple text you can get account information right to your phone.

Use your phone to check your balance, transfer funds, and more with Austin Telco's Text Banking.

Registration is required for text banking.

To register, login to Online Banking and select "Text Banking" from the "Settings" menu.

During registration you will link your accounts with your cell phone number. Once this step has been completed simply send a text message with one of the commands listed below to 90703.

Text Banking Commands


Text "bal [Share/Loan ID]" to receive your current balance. If you are unsure of your Share/Loan ID, simply text "bal" to receive a list of all IDs.

Example: bal s80


Text "help" to receive a list of commands.


Text "hist [Share/Loan ID]" to receive a list of recent transactions on that account.

Example: hist s80


Text "tran [Source Share/Loan ID] [To Share/Loan ID] [Amount]" to transfer funds.

Example: tran s00 s80 25.00


Text "lock" to prevent access Online Banking, Touch Tone Teller, and Mobile Banking.


Text "unlock" to allow access to Online Banking, Touch Tone Teller, and Mobile Banking.