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Need a little cushion cash this season?
As we approach the festive season, ATFCU recognizes that members might appreciate a little financial breathing space. Whether you're planning a holiday trip, buying gifts, or just need some relief during this time, our Skip-A-Pay program is designed with your needs in mind.
This program grants members an opportunity to skip their loan payment(s) scheduled between November 1st and December 31st. It's a simple way to ensure you have the financial flexibility you need when you most want it.
Options Built for Your Convenience
We offer a few different ways to access Skip-A-Pay for your convenience:
- Through Digital Banking: The fastest and easiest way to submit your request is through Digital Banking. Log into Digital Banking and click on Services, select Skip-A-Pay, select the loan payment you wish to skip, review and accept the skip-a-pay terms, and submit. Your request is processed instantly!
- Website: Navigate to the form below and complete your Skip-A-Pay request digitally. It's fast, easy, and secure.
- Mail, Fax, or eMail: Fill out the Skip-A-Pay form and either mail it to our address, send it through fax, or email it to us. Our dedicated team will process your request promptly:
- Austin Telco Federal Credit Union
- 11149 Research Blvd., Suite 300, Austin, TX 78759
- Fax: 512-302-3333
- eMail: loanservicing@atfcu.org
The Skip-A-Pay request must be received before your payment is due. The following loans are excluded from this offer: Real Estate, Home Improvement, Home Equity, Term Loans, and Business Loans. Please note that the term is extended and interest is still accrued when payments are skipped. Normal qualifying is required. Skip-A-Payment is only available for loans in good standing, not past due and have a minimum of 6 payments made, with no extensions within the past 12 months. Fastlane loans require 12 months of on-time payments. One payment that is due between November 1, 2025, and December 31, 2025, may be skipped. Maximum extension is 30 days.