Austin Telco Federal Credit Union
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Turn everyday banking into everyday earnings.
Open a True Earnings Checking to earn 5.00% APY on balances up to $15,000.00 with qualifications.
Get the Money You Need to Make Your Home Your Own.
Home Equity Loans for Home Improvement, Debt Consolidation, and More
Share Certificate Rates
9 Months
3.55% APY*
12 Months
3.65% APY*
18 Months
3.85% APY*
9 Months
3.65% APY*
12 Months
3.75% APY*
18 Months
3.96% APY*
9 Months
3.75% APY*
12 Months
3.85% APY*
18 Months
4.06% APY*
2026 Annual Business Meeting
The ATFCU 2026 Annual Business meeting will be held on Tuesday, March 10, 2026. The format will be a business meeting with a presentation of the 2025 financial performance results.
ICU Day
On October 16, we’re honoring 77 years of International Credit Union Day®! At ATFCU, we’re proud to stand with more than 74,000 credit unions worldwide in empowering communities, supporting financial well-being, and shaping a more prosperous world.
We Want Your Car Loan
Whether you’ve been stuck with your current auto loan rate for 3 months or 3 years, refinancing your auto loan shouldn’t feel like you’ve taken a wrong turn. Free up your budget to do the things you love and earn $300*.
We offer a variety of convenient payment methods for your loan.
Utilize the equity you have built in your home.
Be an Austin Telco member, not a number.
We understand you because we are you. We live in your community and we go through the same ups and downs when it comes to finances. Join us and see the difference and have peace of mind with insurance up to at least $250,000 on all deposit accounts.
Looking to purchase an investment property?
Discover the Best Time of Year to Buy a Car and Save Big
Austin Telco Affiliations, Awards and Accolades
