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Shares
Share Certificates
Take a peek into your future— we see you earning quite a bit!
Share Certificates
Share Certificates offer a unique opportunity to earn high dividends on your investment, all in a safe and reliable way. Plus, you can lock in some of the most competitive rates in today’s market. Your future’s never looked brighter, or greener!
Share Certificate Features
- 6 to 60-month terms
- Competitive rates to reach your savings goals
- $1,000 minimum opening balance1
- Easy management through Digital Banking
True Youth Certificates
Investing in your future is easy with our True Youth Share Certificates! Our Youth Certificates are designed to help you budget, save, and invest, putting more money in your pocket and building your money management skills for years to come.
True Youth Certificate Features
- NO monthly service fee
- $25 minimum opening balance
- Additional deposits allowed
- Dividends paid monthly to the Member Savings Account
- Designed for those under 18 years old
Useful Links
Share Certificate FAQs
FAQs
Have questions? We have answers!
Get answers to frequently asked questions about Austin Telco accounts and services.
How can I withdraw funds from my share certificate?
How do share certificates work?
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Disclosures
*APY = Annual Percentage Yield.
1Account minimum is dependent on Certificate type. $95,000 minimum for Jumbo Certificates. $225,000 minimum for Super Jumbo Certificates.
Dividends are compounded and paid quarterly
True Youth Share Certificate Dividends are paid monthly to the Member Savings Account
No Monthly account/service fees
Funds must remain on deposit for the term of the certificate or penalties will apply as follows:
- 1. Terms of 12 months or less - 90 days dividends.
- 2. Terms of over 12 months - 180 days dividends.
Please see Fee Schedule.
Fees could reduce the earnings on the account.
Rates subject to change without notice.
One youth share certificate allowed per child's social security number.
Ready to transform the way you bank? Join today.
From Georgetown to San Marcos, and everywhere in between, we’re staying Telco True. Start building a True Financial Future with us today.
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