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Privacy Policy
What Does Austin Telco Federal Credit Union Do With Your Personal Information?
Rev. Date 7/2023
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and account balances- Account transactions and credit history
- Credit scores and transaction history
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Austin Telco Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Austin Telco Federal Credit Union share?
Yes
Can you limit this sharing?
No
For our marketing purposes—to offer our products and services to you
Does Austin Telco Federal Credit Union share?
Yes
Can you limit this sharing?
Yes
For joint marketing with other financial companies
Does Austin Telco Federal Credit Union share?
Yes
Can you limit this sharing?
Yes
For our affiliates’ everyday business purposes—information about your transactions and experiences
Does Austin Telco Federal Credit Union share?
No
Can you limit this sharing?
We don't share
For our affiliates’ everyday business purposes—information about your creditworthiness
Does Austin Telco Federal Credit Union share?
No
Can you limit this sharing?
We don't share
For non-affiliates to market to you
Does Austin Telco Federal Credit Union share?
No
Can you limit this sharing?
We don't share
To Limit Our Sharing
- Call us at 512-302-5555 or 800-252-1310 - our menu will prompt you through your choice(s) or
- Visit us online: www.atfcu.org
Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we can continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Reasons we can share your personal information
How does Austin Telco FCU protect my personal information?
Does Austin Telco FCU share?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Austin Telco FCU collect my information?
Does Austin Telco FCU share?
We collect your personal information, for example, when you
- open an account or use your credit or debit card
- apply for financing or give us your contact information
- make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Does Austin Telco FCU share?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes –information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Does Austin Telco FCU share?
Your choice will apply to everyone on your account.
Definitions
Affiliates
Does Austin Telco FCU share?
Companies related by common ownership or control. They can be financial and non-financial companies.
- Austin Telco Federal Credit Union has no affiliates.
Non-affiliates
Does Austin Telco FCU share?
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Austin Telco Federal Credit Union does not share with our non-affiliates so they can market to you.
Joint Marketing
Does Austin Telco FCU share?
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include insurance companies, investment companies and financial services companies.
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