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Checking
True Checking
All your account essentials, with no monthly fees or hidden charges!
A True(ly) free checking account
When we say FREE Checking, we don’t just mean 24/7 access to your money, early direct deposit, and a free Visa debit card for fast, easy purchases; we mean all that and a hassle-free banking experience, wherever you go!
Features of Our Checking Account
- NO monthly service fee
- 24/7 account access through Digital Banking
- Access to 300+ surcharge-free ATMs
- Overdraft services available
Useful Links
Rates
Effective as of July 1st, 2026
Loan Type
Term
APR* as low as
Account Type
Tier
Dividend
APY*
True Checking
Tier
$0.00 to $1,499.99
Dividend
0.00%
APY*
0.00%
True Checking
Tier
$0.00 to $1,499.99
APY*
0.00%
Tier
$1,500.00 or greater
Dividend
0.05%
APY*
0.05%
Tier
$1,500.00 or greater
APY*
0.05%
FAQs
Have questions? We have answers!
Get answers to frequently asked questions about Austin Telco accounts and services.
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We’d love to hear from you! Remember, NEVER submit personal financial information through our contact form.
Disclosures
*APY =Annual Percentage Yield.
1An average daily balance of $1500 is required to obtain the Annual Percentage Yield for the monthly dividend period.
Ready to transform the way you bank? Join today.
From Georgetown to San Marcos, and everywhere in between, we’re staying Telco True. Start building a True Financial Future with us today.
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