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Personal Loans
Line of Credit
Stay one step ahead of whatever life throws your way, or turn your dreams into reality!
Borrow what you need, when you need it.
Life happens, we get it. Stop worrying about over-borrowing and under-funding, and focus on what matters most! Whether you’re dealing with unforeseen life events, managing recurring expenses, or need a long-overdue vacation, our Line of Credit offers the adaptability you need.
Line of Credit Features
- NO collateral required to qualify
- Only borrow what you need, when you need it
- 24/7 account access through Digital Banking
Useful Links
Line of Credit Rates
Rates
Effective as of July 1st, 2026
Loan Type
Term
APR* as low as
Account Type
Tier
Dividend
APY*
Line of Credit
Tier
N/A
Dividend
9.90%
APY*
Line of Credit
Tier
N/A
APY*
9.90%
Line of Credit FAQs
FAQs
Have questions? We have answers!
Get answers to frequently asked questions about Austin Telco accounts and services.
How do I do a line of credit advance?
How much will I be charged if I use a non-ATFCU ATM?
How does a Line of Credit work?
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Contact us
Wish to speak with a team member? Get in touch!
We’d love to hear from you! Remember, NEVER submit personal financial information through our contact form.
Disclosures
*APR = Annual Percentage Rate.
1Annual Percentage Rate. Rate subject to change without notice. The max loan amount for a Signature or Line of Credit is $20,000.
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From Georgetown to San Marcos, and everywhere in between, we’re staying Telco True. Start building a True Financial Future with us today.
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