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Loan Rates
Rates as of current date. Rates subject to change at any time. Contact Us to verify current rates.
Disclosures
*APR = Annual Percentage Rate: All rates are expressed "as low as".
Please contact Austin Telco to determine the rate you qualify for.
NMLS #422857
Annual Percentage Rate. All rates are expressed "as low as". Rates shown are for first-lien home equity loans, second-lien loan rates may be higher. Please call for details.
Austin Telco pays all standard closing costs for new Home Equity/HELOC loans below $250,000. These costs include: title search, flood determination, credit report, and county filing fees. Refinances of existing Austin Telco Home Equity/HELOC loans are subject to a $300 refinance fee. If necessary, additional fees for member requested appraisal, survey, and/or title company closing costs will be the responsibility of the borrower. Estimated costs will be disclosed within three business days of receipt of a completed application. Loans of $250,000 and above may require an appraisal, title policy, and title company closing costs at the member’s expense. Hazard insurance is required. All loans are subject to standard credit approval.
Consult with the IRS or a tax professional concerning tax deductible in your specific situation.
A 30-year term is only available for first-lien home equity loans and requires a loan minimum of $50,000. All rates and terms are subject to change without notice.
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