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Money Market
Custom savings options designed to keep your money where you need it most!
Get paid for smart savings.
Ready to earn big without sealing your money away for months on end? Look no further than our Money Market Account. With competitive rates and high dividends without long terms, your savings solution just got a whole lot sweeter!
Money Market Account Features
- Unlimited deposits
- Unlimited withdrawals
- NO monthly service fee
Plus, enjoy competitive rates on your account balance1
Useful Links
Money Market Rates
Rates
Rates effective as of current date. Rates subject to change at any time. Contact Us to verify current rates.
Loan Type
Term
APR* as low as
Account Type
Tier
Dividend
APY*
Money Market
Tier
Below $2000
Dividend
0.00%
APY*
0.00%
Money Market
Tier
Below $2000
APY*
0.00%
Tier
$2,000 to $24,999
Dividend
0.25%
APY*
0.25%
Tier
$2,000 to $24,999
APY*
0.25%
Tier
$25,000 to $74,999
Dividend
0.35%
APY*
0.35%
Tier
$25,000 to $74,999
APY*
0.35%
Tier
$75,000 to $124,999
Dividend
0.40%
APY*
0.40%
Tier
$75,000 to $124,999
APY*
0.40%
Tier
$125,000 to $499,999
Dividend
0.50%
APY*
0.50%
Tier
$125,000 to $499,999
APY*
0.50%
Tier
$500,000 to $999,999
Dividend
0.80%
APY*
0.80%
Tier
$500,000 to $999,999
APY*
0.80%
Tier
$1,000,000 or greater
Dividend
0.95%
APY*
0.95%
Tier
$1,000,000 or greater
APY*
0.95%
Money Market Account FAQs
FAQs
Have questions? We have answers!
Get answers to frequently asked questions about Austin Telco accounts and services.
What exactly is a money market account?
Which is better, a CD or money market account?
How do I open a joint account?
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Contact us
Wish to speak with a team member? Get in touch!
Wish to speak with a team member about a Money Market account? Get in touch!
We’d love to hear from you! Remember, NEVER submit personal financial information through our contact form.
Disclosures
*APY = Annual Percentage Yield.
1Federally insured up to at least $250,000. A minimum deposit of $50 is required to open this account. A daily balance of $2000 is required to obtain the Annual Percentage Yield for the monthly dividend period. Dividends are compounded and paid monthly. Please see Fee Schedule. Fees could reduce the earnings on the account. Rates subject to change without notice.
Ready to transform the way you bank? Join today.
From Georgetown to San Marcos, and everywhere in between, we’re staying Telco True. Start building a True Financial Future with us today.
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Routing Number:
#314977175
NMLS
#422857
© 2026 Austin Telco Federal Credit Union
Created by The PodPreferences