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Money Market

Custom savings options designed to keep your money where you need it most!

Money Market Rates

Rates

Effective as of July 1st, 2026
Loan Type
Term
APR* as low as
Account Type
Tier
Dividend
APY*

Money Market

Tier
Below $2000
Dividend
0.00%
APY*
0.00%

Money Market

Tier
Below $2000
APY*
0.00%
Tier
$2,000 to $24,999
Dividend
0.25%
APY*
0.25%
Tier
$2,000 to $24,999
APY*
0.25%
Tier
$25,000 to $74,999
Dividend
0.35%
APY*
0.35%
Tier
$25,000 to $74,999
APY*
0.35%
Tier
$75,000 to $124,999
Dividend
0.40%
APY*
0.40%
Tier
$75,000 to $124,999
APY*
0.40%
Tier
$125,000 to $499,999
Dividend
0.50%
APY*
0.50%
Tier
$125,000 to $499,999
APY*
0.50%
Tier
$500,000 to $999,999
Dividend
0.80%
APY*
0.80%
Tier
$500,000 to $999,999
APY*
0.80%
Tier
$1,000,000 or greater
Dividend
0.95%
APY*
0.95%
Tier
$1,000,000 or greater
APY*
0.95%

Money Market Account FAQs

FAQs

Have questions? We have answers!

Get answers to frequently asked questions about Austin Telco accounts and services.

View All FAQs

What exactly is a money market account?

Which is better, a CD or money market account?

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Disclosures

*APY = Annual Percentage Yield.

1Federally insured up to at least $250,000. A minimum deposit of $50 is required to open this account. A daily balance of $2000 is required to obtain the Annual Percentage Yield for the monthly dividend period. Dividends are compounded and paid monthly. Please see Fee Schedule. Fees could reduce the earnings on the account. Rates subject to change without notice.

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