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Personal Loans
Share Secured Loan
Turn the money you’ve saved into funds you can use— regardless of your credit!
Share Secured Loan
Looking for a way to borrow money and boost your credit? Look no further than our Share Secured Loan! Secure your loan using your Share Savings or Money Market Account and borrow up to 100% of your existing balance.
How it works
- Once you apply, we’ll put your funds on hold.
- Your funds stay in the account and keep earning dividends.
- As you repay your loan, your funds become available to use or withdraw.
Share Certificate Secured Loan
Need funds but don’t want to touch your savings or put a dent in your credit? Borrow up to 90% of your Share Certificate balance with our Share Certificate Secured Loan.
How it works
- Once you apply, we’ll put your funds on hold.
- Your funds stay in the account and keep earning dividends.
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FAQs
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Get answers to frequently asked questions about Austin Telco accounts and services.
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Disclosures
1Share Certificate: The APR will be the dividend rate being paid on the Certificate offered as security plus 1.00%. The advance will be made for the length of the Certificate only. The present APR and daily periodic rate will be disclosed on the voucher at the time of the advance.
Extended Certificate: The APR will be the dividend rate being paid on an equivalent term Certificate plus 1.25%. The Certificate used as collateral must be renewed as necessary until the advance is completely paid. The present APR and daily periodic rate will be disclosed at the time of the advance.
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