At Austin Telco, we aren’t just tellers and managers-we’re your neighbors and community volunteers. We believe in giving back to our communities and we understand the importance of being actively involved. Whether we're organizing back-to-school events or volunteering at food banks, our team is dedicated to making a positive impact. Our commitment to community involvement goes beyond financial services.


True to Central Texas, True to you— that’s the Telco True Guarantee. Start building a True Financial Future with us today!
We are committed to a culture of diversity, equity, and inclusion in our workforce and our membership.
We treat you like a neighbor, because that’s what you are—part of our community, not just our customer list.
We know finances are deeply personal, so every solution is tailored to help meet your needs.
We embrace the future by providing cutting-edge services to meet the demands of our fast-paced world.
Become a member, not just a number. Experience the ATFCU difference when you join.
Get answers to frequently asked questions about Austin Telco accounts and services.
You can find a list of our ATMs through our FREE Local ATM Locator.
ATFCU offers a range of loans from auto, home, mortgage, credit card, and more. Whether it's building credit through a Deposit Secured loan or looking for that first house, we've got you covered.
Here's what you'll need to have to open an account:
To open an account online, you need your SSN or ITIN; valid photo state identification card such as a driver's license, passport, EAD, or CHL; and a funding source (credit/debit card or U.S. bank account).
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Proudly serving our community with 24 conveniently located branches.