Globally recognized for its security, reliability, and convenience.

Rates effective as of current date. Rates subject to change at any time. Contact Us to verify current rates.
Credit Cards
Credit Cards
Get answers to frequently asked questions about Austin Telco accounts and services.
Renewal cards are generated in the middle of the month before your card expires. Your current card will expire on the last day of the month listed on the front of the card. (i.e. 09/26 would mean the card expires September 30, 2026)
When you receive a new debit card, your PIN is mailed separately for security purposes. If you have your current PIN and would like to change it, you can do so through Online Banking or by calling 800-252-1310 and selecting Card Services. If you need additional assistance, an ATFCU representative can help.
If you suspect fraud on your account, contact us immediately during regular business hours or through a secure message. Keep a record of receipts and charges you believe are fraudulent. Depending on what type of fraud, it is recommended to change your password for added security.
You can request a credit card loan advance by phone, through digital banking, using the ATFCU mobile app, or by visiting any ATFCU branch. The funds will be deposited into your share account. You can also request a cash advance at any financial institution that offers this service. There is no cash advance fee on your Austin Telco card; however, interest begins accruing on the date of the advance. Please review your credit card agreement for full details.
Austin Telco offers competitive interest rates and benefits like zero annual fees and fraud protection. Contact us today for specific eligibility criteria.
We’d love to hear from you! Remember, NEVER submit personal financial information through our contact form.
*APR = Annual Percentage Rate
1Rates subject to change at any time.
From Georgetown to San Marcos, and everywhere in between, we’re staying Telco True. Start building a True Financial Future with us today.