Veterans Day
All ATFCU branches will be closed on Tuesday, November 11th, in observance of the holiday. Regular business hours will resume on Wednesday, November 12th.
Austin Telco Federal Credit Union
Earnings that are almost too good to be true.
Open a True Earnings Checking to earn 5.00% APY on balances up to $15,000.00 with qualifications.
Get the Money You Need to Make Your Home Your Own.
Home Equity Loans for Home Improvement, Debt Consolidation, and More
Share Certificate Rates
12 Months
3.55% APY*
18 Months
3.65% APY*
24 Months
3.75% APY*
12 Months
3.65% APY*
18 Months
3.75% APY*
24 Months
3.85% APY*
12 Months
3.75% APY*
18 Months
3.85% APY*
24 Months
3.96% APY*
2026 Annual Business Meeting
The ATFCU 2026 Annual Business meeting will be held on Tuesday, March 10, 2026. The format will be a business meeting with a presentation of the 2025 financial performance results.
True Earnings Checking Account
Why just use your checking account when you can earn from it? With True Earnings Checking, you’ll enjoy all the freedom of our Free Checking account plus the opportunity to earn up to 5.00% APY on your balance up to $15,000.
We Want Your Car Loan
Whether you’ve been stuck with your current auto loan rate for 3 months or 3 years, refinancing your auto loan shouldn’t feel like you’ve taken a wrong turn. Free up your budget to do the things you love and earn $300*.
We offer a variety of convenient payment methods for your loan.
Need a Little Cushion Cash This Season? Take Advantage of our Skip-A-Pay Program!
Be an Austin Telco member, not a number.
We understand you because we are you. We live in your community and we go through the same ups and downs when it comes to finances. Join us and see the difference and have peace of mind with insurance up to at least $250,000 on all deposit accounts.
Every donation gives a little hope. Help us raise funds for those in need.
What Is a High Yield Checking Account? A Comprehensive Guide
Austin Telco Affiliations, Awards and Accolades
