New Years Holiday
All ATFCU branches will be closed on Thursday, January 1st, in observance of New Years Day. Regular business hours will resume on Friday, January 2nd.
Austin Telco Federal Credit Union
Make the Right Turn with Us and Save with Confidence.
Refinance and save. Earn $300 and no payments for 90 days.*
Earnings that are almost too good to be true.
Open a True Earnings Checking to earn 5.00% APY on balances up to $15,000.00 with qualifications.
Get the Money You Need to Make Your Home Your Own.
Home Equity Loans for Home Improvement, Debt Consolidation, and More
Share Certificate Rates
12 Months
3.55% APY*
18 Months
3.65% APY*
24 Months
3.75% APY*
12 Months
3.65% APY*
18 Months
3.75% APY*
24 Months
3.85% APY*
12 Months
3.75% APY*
18 Months
3.85% APY*
24 Months
3.96% APY*
Make the Right Turn with Us and Save with Confidence.
Whether you've been stuck with your current auto loan rate for 3 months or 3 years, refinancing your auto loan shouldn't feel like you've taken a wrong turn. Free up your budget to do the things you love and earn $300*.
True Earnings Checking Account
Why just use your checking account when you can earn from it? With True Earnings Checking, you’ll enjoy all the freedom of our Free Checking account plus the opportunity to earn up to 5.00% APY on your balance up to $15,000.
2026 Annual Business Meeting
The ATFCU 2026 Annual Business meeting will be held on Tuesday, March 10, 2026. The format will be a business meeting with a presentation of the 2025 financial performance results.
We offer a variety of convenient payment methods for your loan.
Need a Little Cushion Cash This Season? Take Advantage of our Skip-A-Pay Program!
Be an Austin Telco member, not a number.
We understand you because we are you. We live in your community and we go through the same ups and downs when it comes to finances. Join us and see the difference and have peace of mind with insurance up to at least $250,000 on all deposit accounts.
Looking to purchase an investment property?
Guide to a Strategic Financial Resolution for the New Year
Austin Telco Affiliations, Awards and Accolades
