Austin Telco Free Checking comes with several advantages including: no monthly fees, no minimum balance, no per check charge, Free Bill Pay*, 300+ Free ATMs, and 24 Metro Locations! You can also access your account 24/7 with free Online and Mobile banking. Our free checking is perfect for those looking for second chance checking that need help rebuilding their credit. Below is a full list of account advantages:
To understand the difference between actual balance and the available balance as well as the different types of transactions that post onto your account, click here.
To become a member and open a checking account, click the button below.
Each member is required to have a savings account, which represents your share in the credit union. There is a $25 minimum balance required as long as the account is open; this is a deposit that belongs to the member.
*You may pay up to 15 bills for free per month, any aditional bill will be $0.35.
**An average daily balance of $1500 is required to obtain the Annual Percentage Yield for the monthly dividend period.