Austin Telco Free Checking comes with several advantages including: no monthly fees, no minimum balance, no per check charge, Free Bill Pay*, 300+ Free ATMs, and 24 Metro Locations! You can also access your account 24/7 with free Online and Mobile banking. Our free checking is perfect for those looking for second chance checking that need help rebuilding their credit. Below is a full list of account advantages:
| Telco Free Checking Account | ||||||
|---|---|---|---|---|---|---|
| Monthly Service Charge | $0 | |||||
| Minimum Daily Balance | $0 | |||||
| Per Check Charge | $0 | |||||
| Customer Service | Local | |||||
| Online Banking | Free | |||||
| Mobile Banking | Free | |||||
| Text Banking | Free | |||||
| Bill Pay | Free* | |||||
| Dividends | .05%** | |||||
| Account Alerts | Free | |||||
| Visa Debit Card | Free | |||||
| Mobile Deposit | Free | |||||
| ATMs in Network | 300+ Free | |||||
| Online Check Re-order System | ||||||
| Overdraft Services | ||||||
| Online Statements & Tax Forms | ||||||
| eNewsletter | ||||||
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To understand the difference between actual balance and the available balance as well as the different types of transactions that post onto your account, click here.
To become a member and open a checking account, click the button below.
Each member is required to have a savings account, which represents your share in the credit union. There is a $25 minimum balance required as long as the account is open; this is a deposit that belongs to the member.
*You may pay up to 15 bills for free per month, any aditional bill will be $0.35.
**An average daily balance of $1500 is required to obtain the Annual Percentage Yield for the monthly dividend period.
